This Stripe fee calculator distinguishes itself by accurately determining the right Stripe percentage, allowing users to select the specific Stripe services they have activated. Ensure you verify which Stripe services are enabled by navigating to Settings → Your plans if you're unsure.
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While Stripe's pricing page prominently displays a fee of 2.9% + 30¢ per transaction, this figure can be misleading. The base rate applies to standard transactions, but additional services like Stripe Radar for fraud prevention, Stripe Billing for subscription management, and others can significantly increase the overall cost. When these services are activated, the effective rate can rise to over 10%, depending on the specific combination of services used. This highlights the importance of carefully reviewing the full range of fees associated with each service to understand the true cost of using Stripe.